Coverage specifics and restrictions differ between rental companies, because every rental company writes its own policy and every insurance policy sets its own limits. Read the terms and conditions of each available option in detail, so you choose the right degree of protection and understand your financial duties after an incident. Insurance pricing varies by provider and by coverage level, and the full cost breakdown appears further down this guide.
Is Car Rental Insurance Legally Required in Crete?
Two different things are being asked whenever a traveller asks whether car rental insurance is required, and the honest answer separates them.
Third-party liability (TPL) motor insurance is compulsory in Greece, and Rental Center Crete includes it as standard in every rental. Third-party liability cover pays for damage or injury the driver causes to other people and their property. Nobody rents a car in Crete without it, which is why “insurance is required” is a true statement.
Optional damage and theft waivers – CDW, FDW, Theft Protection, PAI, Fire Protection and Tyre Insurance – are not legally required. Optional waivers are commercial products that limit what the renter pays after damage, theft or injury. Renters choose them freely, which is why “not required by law” is a true statement about those products.
Rules change, so confirm the current legal requirements with the rental company and with an official source before you travel. This guide is general information rather than legal advice.
What Rental Center Crete’s Premium Insurance Package Covers
At Rental Center Crete, we pride ourselves on offering the most comprehensive and transparent insurance package available. When you choose to rent a vehicle with us, you can rest easy knowing that there are no hidden costs or surprises during the car delivery process. Our Premium Insurance package provides you with complete protection during your rental period.
| Coverage | Excess | Limit |
|---|---|---|
| Collision Damage Waiver (CDW) | ZERO excess | Damage to the rental vehicle |
| Theft Protection (TP) | ZERO excess | Theft of the rental vehicle |
| Personal Accident Insurance (PAI) | ZERO excess | €1,000,000 for passengers / €15,000 for the driver |
| Public Liability Insurance (PL) | – | €1,000,000 for death and bodily injuries |
| Full Collision Damage Waiver (FDW) + Wheels Under Side and Glass Insurance (WUG) | – | Underside, glass, tires and engine |
| Credit card deposit at pick-up | Not required | – |
From Collision Damage Waiver (CDW) to Theft Protection (TP) and Personal Accident Insurance (PAI), all of our coverages come with ZERO excess, ensuring that you are not required to pay any additional fees in the event of an accident, theft, or damage. We understand that accidents can happen, which is why our Full Collision Damage Waiver (FDW) and Wheels Under Side and Glass Insurance (WUG) coverages protect you from any damages to the underside of the vehicle, glass, tires, and engine. Your liability for death and bodily injuries is also covered up to €1,000,000 with our Public Liability Insurance (PL). Moreover, our Personal Accident Insurance (PAI) guarantees coverage for the passengers and driver in case of an accident, providing up to €1,000,000 for passengers and €15,000 for the driver. Best of all, there is no need for a credit card deposit during pick-up, and you won’t be asked to pay extra for additional insurances. Choose Rental Center Crete for a worry-free car rental experience that you can trust.
No Credit Card Deposit at Pick-Up
Rental Center Crete asks for no credit card deposit when you collect the car. Rental companies commonly place a hold, also called a pre-authorization, on the renter’s credit card at pick-up, and that hold reserves an amount the renter cannot spend during the trip. Rental Center Crete removes that step: no deposit is taken, and no extra payment for additional insurances is requested at the counter. The money that would sit frozen on your card stays available for your holiday instead.
The 7 Car Rental Insurance Coverage Types Explained
Personal Accident Insurance (PAI), Collision Damage Waiver (CDW), Full Damage Waiver (FDW), Third-Party Insurance (TPI), Theft Waiver (TW), Fire Protection (FP) and Tyre Insurance (TI) are the 7 commonly available insurance options for car rentals in Crete, and each option is explained below. Personal Accident Insurance covers the medical expenses and death benefits for the driver and passengers in the rental vehicle in case of an accident. The Collision Damage Waiver limits the renter’s financial responsibility in case of damages to the rental vehicle due to a collision. Full Damage Waiver typically includes CDW, but even covers damages to the rental vehicle due to theft, vandalism, or natural disasters.
Third-Party Insurance pays for any damages or injuries sustained by a third party. Theft Waiver reduces the renter’s liability if the rental car is stolen. Fire Protection pays for fire-related repairs to the car. Tyre Insurance covers damage to the rental car’s tyres, which is costly and is not always covered by standard collision and comprehensive policies.
Rental companies sell these options in a package or à la carte, and the particulars of the coverage and the restrictions change based on the rental company and the particular insurance policy.
Note on exclusions – applies to every coverage type below. Breaking the rental agreement voids the coverage. Driving under the influence of alcohol or drugs, driving off-road or on unpaved roads, letting an unauthorised driver take the wheel, reckless or negligent driving, intentional damage, and use of the car outside the permitted period or area each void the protection. Read your specific policy’s terms and follow them.
1. Personal accident insurance (PAI)
Personal accident insurance covers the driver and passengers in the event of an accident while driving a rental car. Personal accident insurance typically pays medical expenses, accidental death and dismemberment benefits, and disability benefits.
Rental companies sell personal accident insurance as an optional product at the time of rental. The renter buys the coverage as a stand-alone policy or as part of a comprehensive car rental insurance package. Review the policy’s terms and conditions to determine the scope of coverage and any exclusions or restrictions that apply.
PAI coverage differs from liability insurance, which covers damages and injuries to other drivers and vehicles. Liability insurance is generally required and is included in the rental agreement or purchased separately.
Consider a family on a road trip. The rental agency offers personal accident insurance to the family before they hit the road, and the parents give it serious thought because their family’s security matters to them. An accident occurs, and everyone in the car is hurt. Personal accident insurance covers any injured passengers, including the driver, and the policy pays a lump sum to the injured person or their beneficiaries if the accident causes permanent disability or death. That one-time payout eases the stress of dealing with long-term injuries or lost wages.
Failing to disclose pre-existing medical conditions or injuries at the time of purchase also voids PAI coverage.
2. Collision damage waiver (CDW)
Collision damage waiver (CDW) protects the renter against financial loss when the rented vehicle is wrecked in an accident or collision, regardless of who was to blame for the incident. Rental car firms offer collision damage waiver as an add-on or an upgrade to the standard rental agreement, and some markets sell the same product under the name Loss Damage Waiver (LDW).
A renter who buys a CDW is absolved of liability for costs related to collision damage to the rental car, within the limits of the policy purchased. CDW covers the cost of repairing or replacing the car, and it covers any loss of revenue or other expenses the rental company incurs as a result of the damage.
Standard CDW carries restrictions and limitations. The renter pays an excess – also called a deductible – on each claim, and certain policies exclude damage caused by careless or reckless driving. Rental Center Crete’s Premium Insurance package removes that excess entirely: CDW comes with ZERO excess.
Consider a weekend getaway. The rental company offers the renter a CDW, the renter buys it, and the renter then hits a curb and damages a wheel. Without a CDW, that renter pays the full repair cost. With a CDW, the rental company covers the repair and the renter pays only the excess set out in the policy, which is typically much less than the repair itself.
3. Full damage waiver (FDW)
Full damage waiver (FDW) offers all-inclusive protection against damages to the rented vehicle, including damage caused by theft, vandalism and vehicular accidents. Rental companies offer FDW as a voluntary add-on, and buying it gives renters protection against unforeseen fees and expenditures. Some rental markets sell an equivalent upgrade under the name Super CDW (SCDW).
FDW covers the cost of repairing or replacing the car, and it covers any loss of revenue or other expenses the rental company incurs as a result of the damage, within the limits of the coverage purchased. FDW coverage excludes certain damages and accidents, subject to policy-specific limitations. Standard FDW policies charge an excess on a claim, and certain policies exclude damage that results from careless or reckless driving.
Analyse the terms and conditions of the coverage before you buy an FDW, and compare the cost of the coverage against the potential cost of the damages. Buy complementary coverage – personal accident insurance and third-party liability insurance, for example – so that you are adequately protected after an accident.
CDW vs FDW: What Is the Difference?
Collision Damage Waiver (CDW) limits the renter’s responsibility for damage to the rental vehicle caused by a collision. Full Damage Waiver (FDW) includes CDW and extends the same protection to theft, vandalism and natural disasters. Two differences separate the products, and both are listed below.
- Scope of damage. CDW answers collision damage only. FDW answers collision damage plus theft, vandalism and natural-disaster damage.
- Excess on a claim. Standard CDW and standard FDW both leave the renter liable for an excess. Rental Center Crete’s Premium Insurance package carries ZERO excess on CDW, Theft Protection and PAI.
| Collision Damage Waiver (CDW) | Full Damage Waiver (FDW) | |
|---|---|---|
| Collision damage | Covered | Covered |
| Theft | Not covered | Covered |
| Vandalism | Not covered | Covered |
| Natural disasters | Not covered | Covered |
| Excess on a claim | Applies under standard policies | Applies under standard policies |
4. Third party insurance (TPI)
Third party insurance (TPI) covers damages or injuries the renter causes to other individuals or their property while operating a rental vehicle. Rental car companies normally include third-party insurance in the standard car rental agreement, though insurance providers also sell it as a separate policy.
Third-party insurance finances the other party’s damages and injuries when the renter is at fault for an accident. Third-party cover pays for damage to the other party’s vehicle or property, their medical expenses, and other costs related to their injuries.
Third party insurance excludes damage to the rental car itself, and it excludes injuries the renter or their passengers sustain in an accident. Buy additional coverage – collision damage waiver (CDW) or personal accident insurance (PAI) – to cover those expenses for yourself and your occupants.
5. Theft waiver (TW)
Theft waiver (TW) covers the renter if the rental vehicle is stolen or damaged as a result of theft or attempted theft. Rental companies also market theft waiver as a “theft protection waiver” or “theft coverage”, and they offer it as an optional addendum to the rental contract. Theft waiver pays the cost of replacing the vehicle or repairing any damage resulting from the theft.
Theft waivers exclude some costs associated with a theft, such as personal possessions stolen along with the vehicle. Some policies attach exclusions or limitations, such as a requirement to report the theft to the police within a specified time frame, or a maximum coverage limit. Compare the cost of the theft waiver against the potential cost of theft-related losses to decide whether the additional expense is justified.
Negligence voids the theft waiver: a renter who fails to take reasonable safeguards against theft loses the protection. Breaking the rental agreement in any way – taking the rented vehicle to an area that is off-limits, or allowing an unauthorised individual to drive – also voids the theft waiver.
Naming note: this guide uses “Theft Waiver (TW)” for the generic market product and “Theft Protection (TP)” for the coverage included in Rental Center Crete’s Premium Insurance package, exactly as each is named in our policy documentation.
6. Fire Protection (FP)
Fire protection (FP) reimburses the renter for expenses caused by fire damage to the rented vehicle. Fire protection covers the cost of repairing or replacing the vehicle, regardless of who was responsible for causing the fire.
Rental companies offer fire protection as an optional add-on, and some bundle it inside a more comprehensive rental car policy that also covers accidents or theft. Fire protection excludes losses sustained by other vehicles or property damaged by the same fire.
Examine the terms and conditions of the policies the rental business makes available, so you identify what is covered and what is not. A renter whose rental policy excludes fire is able to buy fire cover separately from another insurance provider.
To claim after a fire, contact the rental company and the insurance company as soon as possible, then supply the evidence they request, such as a police report, the rental agreement and other information relating to the fire. The insurance company investigates the claim, identifies the circumstances of the fire and the level of damage, and pays compensation for restoring or replacing the rental car within the limits of the coverage purchased.
7. Tyre insurance (TI)
Tyre insurance (TI) covers the renter against unanticipated damage to the vehicle’s tyres. Tyre insurance pays to repair or replace the tyres after punctures, blowouts or other damage that the vehicle’s warranty and the standard policies do not cover.
Some tyre insurance policies also cover balancing, alignment or rotation of the tyres. Rental companies typically sell tyre insurance alongside other coverage, and the price varies with the make and model of the vehicle, the kind of tyres fitted, and the amount of coverage selected.
Driving on gravel roads, off-roading, overloading the vehicle and reckless driving each void tyre insurance, and intentional damage to the tyres voids it as well. Read the rental agreement and the insurance coverage before you sign and drive away.
8. Wheels, Underside and Glass Insurance (WUG)
Wheels Under Side and Glass Insurance (WUG) covers the parts of the car that standard collision cover most often leaves out. Rental Center Crete’s Full Collision Damage Waiver (FDW) and Wheels Under Side and Glass Insurance (WUG) coverages protect you from any damages to the underside of the vehicle, glass, tires, and engine. Wheel, underside, glass and engine damage is common on Crete’s mountain and rural roads, which is why we include this cover rather than sell it as an upgrade.
What Does Car Rental Insurance NOT Cover in Crete?
Insurance policies in Crete, Greece, vary depending on the provider and type of coverage, but there are typically some common exclusions and limitations to the coverage.
Some examples of what insurance is likely not to cover in Crete, Greece, include:
- Driving under the influence of alcohol or drugs: Any damages or accidents caused while under the influence of drugs or alcohol are not covered by insurance.
- Negligent or reckless driving: Any damages caused due to reckless or negligent driving is not covered by insurance.
- Unapproved drivers: If an unapproved driver causes damage or gets involved in an accident while driving the rental car, the insurance does not cover the damages.
- Off-road driving: Any damages caused while driving off-road or on unpaved roads is not covered by insurance.
- Personal belongings: Insurance is likely not to cover the loss or damage of personal belongings that are stolen or lost from the rental car.
How Much Does Car Rental Insurance Cost in Crete?
The price of rental car insurance on the Greek island of Crete differs significantly based on a variety of aspects, such as the rental agency chosen, the kind of vehicle rented, and the degree of protection desired. Basic coverage costs somewhere between €10 ($11.54, £8.54) and €20 ($23.07, £17.08) per day on average, while more complete coverage costs anywhere between €30 ($34.61, £25.62) and €40 ($46.15, £34.16) per day on average. These figures, however, must be taken with a grain of salt because they are only estimates, and the actual costs are likely to differ depending on a number of different circumstances.
The coverage provided by some credit cards is likely to extend to car rentals; thus, before purchasing insurance from the rental company, customers must verify with the company that issued their credit card first.
What Should I Consider When Choosing Car Rental Insurance in Crete?
Examine the coverage options the rental car business provides first, and understand what each option contains, along with any excess or restrictions that apply.
Second, check your personal auto insurance policy, because some policies already protect the policyholder while driving a rented car. Personal accident insurance is one of the most common policies to look at. Third, look into the perks offered by credit cards, because some cards come with insurance coverage for rental cars.
Fourth, think about the kind of driving you will do and the amount of risk involved. A driver who intends to use unsurfaced roads or reach isolated locations needs coverage adequate for the damage those roads cause to the rented vehicle. Fifth, compare the cost of each insurance option against your budget and your tolerance for risk.
Can I Use My Own Credit Card or Personal Insurance for a Rental Car in Crete?
Yes, anyone is allowed to use their car insurance policy for rental cars in Crete. However, it is not recommended. Car rental companies in Greece are required by law to provide Third-Party Liability Insurance, which covers damages or injuries that a person is likely to cause to others while driving the rental car. However, such insurance typically has a limited coverage amount and does not cover damages to the rental car itself or any injuries a person is likely to sustain.
Credit-card rental cover works differently from a rental company’s own waiver. Card issuers commonly require the cardholder to decline the rental company’s CDW before the card’s own cover applies, and the cardholder then settles damage with the rental company first and reclaims it from the card issuer afterwards. Check the exact conditions with the company that issued your credit card, because coverage differs by card, by issuer and by country.
With Rental Center Crete’s Premium Insurance package, no such calculation is needed: CDW, Theft Protection and PAI already come with ZERO excess, and no credit card deposit is taken at pick-up.
What Are the Consequences of Not Having Car Rental Insurance in Crete?
Here are some of the potential consequences of not having car rental insurance in Crete:
- Financial Liability: An individual is accountable for paying for damages to the rental car, other vehicles, or property, out of pocket if they are involved in an accident. It is likely to be expensive and results in significant financial hardship.
- Personal Liability: A person is going to be held accountable for any injuries sustained by other drivers or passengers if they are found to be at fault in an accident. Such incident is going to result in notable legal and financial consequences, including lawsuits and medical bills.
- Loss of Deposit: Many rental car companies require a deposit when renting a car. If an individual does not have insurance and damages the rental car, the company keeps that deposit to cover the costs of repairs or replacement.
- Loss of Rental Car: A person is going to be accountable for financing for the full cost of replacement if a person lacks insurance and the rental vehicle is stolen or wrecked, which is very expensive.
- Legal Issues: Driving without insurance in Crete is against the law, and a person is likely to face legal consequences if they are involved in an accident or damage property without proper coverage.
- Additional Stress: Not having insurance add additional stress and anxiety to one’s trip, as they are likely to be worried about potential accidents or damages to the rental car, which impact their ability to enjoy their time in Crete.
What Should You Do After an Accident with a Rental Car in Crete?
To handle an accident with a rental car in Crete, follow the 9 steps below in order.
- Check for Injuries: Check oneself and any passengers for injuries. Call emergency services immediately if anyone is hurt.
- Call the Police: Contact the local police to report the accident, even if it is a minor one. The police then file a report, which is required by the rental car company and the insurance provider.
- Exchange Information: Exchange contact and insurance information with the other driver(s) involved in the accident, as well as any witnesses.
- Take Photos: Take photos of the accident scene, including the damage to the rental car and any other vehicles involved, as well as any injuries sustained.
- Notify the Rental Car Company: Contact the rental car company as soon as possible to report the accident and follow their instructions on how to proceed.
- Obtain a Copy of the Police Report: Obtain a copy of the police report, which is required by an insurance provider and the rental car company.
- Contact the Insurance Provider: Contact the insurance provider to report the accident and provide them with any information or documentation they require.
- Follow the Rental Car Company’s Procedures: Follow the rental car company’s procedures for reporting and resolving the accident, which include completing a damage report, paying for repairs or replacement, or providing additional documentation or information.
- Seek Legal Advice: Seek legal advice, if necessary, to ensure that someone’s rights are protected and that they are not held liable for damages or injuries that are not their fault.
Stay calm and follow the appropriate procedures, so that any injuries are addressed, the accident is properly documented, and any damages or liabilities are handled in a timely manner.
How Can I Make a Claim on My Car Rental Insurance in Crete?
To make a claim on car rental insurance in Crete, call the rental company immediately, report the accident, and ask for the documentation needed to open the claim.
Take pictures of the damage, collect statements from witnesses, and keep copies of any police reports. Then contact the insurance provider with all the pertinent information: the rental agreement, the police report, and any invoices for repairs or medical bills. Finally, follow up with both the rental company and the insurance company, so that the claim is processed and settled in a timely manner.
Are There Any Tips for Saving Money on Car Rental Insurance in Crete?
Yes, 4 tips reduce the cost of car rental insurance in Crete, and each tip is described below.
- Buy personal coverage before the trip. Standalone travel or rental insurance bought in advance is often a more cost-effective option than the insurance sold at the rental counter.
- Use a credit card that includes rental cover. Some cards cover rental car damage, which lets the cardholder decline the counter product – check the card’s conditions first.
- Read the rental agreement thoroughly. The agreement sets out the insurance options, the fees, the restrictions, and where you are permitted to take the rental car.
- Rent from a smaller local company rather than a large global corporation. Local companies frequently price cover more keenly, and a package that already includes zero excess removes the upsell at the desk entirely.
Are There Any Restrictions for Car Rental Insurance Coverage in Crete?
Yes, there are restrictions for car rental insurance coverage in Crete. Common restrictions for car rental insurance coverage in Crete, Greece, include minimum age requirements for drivers, which range from 21 to 25 years old depending on the rental company. Some companies restrict coverage for certain types of vehicles, such as luxury or high-performance cars.
Additionally, rental companies are likely to ask for a credit or debit card for insurance coverage, and some credit cards do not provide coverage in certain countries or for particular models of automobiles. There are even other rental car sellers who have an upper age limit of seventy years, which means that anyone older than seventy is not permitted to rent a car from them. Review the rental agreement and the insurance coverage options before renting a car in Crete, and clarify any questions with the rental company.
Is Car Rental Insurance Necessary When Renting a Car in Crete?
Yes, car rental insurance is necessary when renting a vehicle in Crete, and the reason has two parts. Third-party liability (TPL) motor insurance is compulsory in Greece and is included as standard in every rental, so no renter drives away without insurance. Optional damage and theft waivers – CDW, FDW, Theft Protection, PAI and the rest – are not legally required, so each renter chooses how much of their own financial exposure to remove. Optional waivers are strongly advised, because the renter who declines them pays for damage, theft and injury out of pocket.
Most car rental agencies in Crete offer a range of coverage options, including base coverage, collision damage waiver (CDW) and theft protection. Standard third-party liability pays for medical expenses and repairs after an accident that damages another person or their property, and it excludes damage to the rental car itself. CDW covers further damage to the rental car, and theft protection pays the cost of replacing the vehicle after a theft. Examine the terms and conditions of the coverage the rental company offers, so that you are appropriately protected. Legal requirements change over time, so confirm the current rules with the rental company and an official source before you travel.
Educational / Liability Notice
The information provided in this post is for general informational purposes only and does not constitute legal, financial, or professional advice. The content herein aims to provide a general understanding of car rental insurance and its associated terms, and should not be considered as a comprehensive or personalised recommendation. You are responsible for making your own inquiries and seeking independent advice from a qualified professional before making any decisions or entering into any agreements related to car rental insurance. By using the information provided in this post, you agree to hold the author and publisher harmless and waive any claims or liabilities that may arise from any errors, omissions, or reliance on the information contained herein. It is your responsibility to stay informed about the most current laws and regulations applicable to your specific situation.
What Are the Car Rental Insurance Coverage Options Available in Crete?
Personal Accident Insurance (PAI), Collision Damage Waiver (CDW), Full Damage Waiver (FDW), Third-Party Insurance (TPI), Theft Waiver (TW), Fire Protection (FP), and Tyre Insurance are some of the commonly available insurance options for car rentals in Crete. Other alternatives include Third-Party Insurance (TPI), Theft Waiver (TW), and Fire Protection (FP) (TI). Personal Accident Insurance covers the medical expenses and death benefits for the driver and passengers in the rental vehicle in case of an accident. The Collision Damage Waiver limits the renter’s financial responsibility in case of damages to the rental vehicle due to a collision. Full Damage Waiver typically includes CDW, but even covers damages to the rental vehicle due to theft, vandalism, or natural disasters. The renter, however, is still liable for a deductible amount.
Third-Party Insurance is going to pay for any damages or injuries sustained by a third party. The renter’s liability is reduced by the amount of the Theft Waiver in the event of an accident involving the rented car if the rental car is stolen. There may still be a deductible that must be paid by the renter. The rental company will pay for any fire-related repairs to the car. Damage to the rental car’s tyres is costly and is not always covered by the standard collision and comprehensive policies.
It is essential to keep in mind that these choices are likely to be sold in a package or made available à la carte, and that the particulars of the coverage and the restrictions are likely to change based on the rental company and the particular insurance policy. It is strongly advised that the provisions and prerequisites of each of the available rental insurance policies be investigated in depth, and always check the Crete travel guide for additional information before settling on a choice.
What You Should Do After an Accident with a Rental Car in Crete?
Here are the steps someone must take after an accident with a rental car in Crete:
- Check for Injuries: Check oneself and any passengers for injuries. Call emergency services immediately if anyone is hurt.
- Call the Police: Contact the local police to report the accident, even if it is a minor one. The police then file a report, which is required by the rental car company and the insurance provider.
- Exchange Information: Exchange contact and insurance information with the other driver(s) involved in the accident, as well as any witnesses.
- Take Photos: Take photos of the accident scene, including the damage to the rental car and any other vehicles involved, as well as any injuries sustained.
- Notify the Rental Car Company: Contact the rental car company as soon as possible to report the accident and follow their instructions on how to proceed.
- Obtain a Copy of the Police Report: Obtain a copy of the police report, which is required by an insurance provider and the rental car company.
- Contact the Insurance Provider: Contact the insurance provider to report the accident and provide them with any information or documentation they require.
- Follow the Rental Car Company’s Procedures: Follow the rental car company’s procedures for reporting and resolving the accident, which include completing a damage report, paying for repairs or replacement, or providing additional documentation or information.
- Seek Legal Advice: Seek legal advice, if necessary, to ensure that someone’s rights are protected and that they are not held liable for damages or injuries that are not their fault.
Overall, it is important to stay calm and follow the appropriate procedures to ensure that any injuries are addressed, the accident is properly documented, and any damages or liabilities are addressed in a timely and appropriate manner.
What does Insurance NOT Cover?
Insurance policies in Crete, Greece, vary depending on the provider and type of coverage, but there are typically some common exclusions and limitations to the coverage.
Some examples of what insurance is likely not to cover in Crete, Greece, include:
- Driving under the influence of alcohol or drugs: Any damages or accidents caused while under the influence of drugs or alcohol are not covered by insurance.
- Negligent or reckless driving: Any damages caused due to reckless or negligent driving is not covered by insurance.
- Unapproved drivers: If an unapproved driver causes damage or gets involved in an accident while driving the rental car, the insurance does not cover the damages.
- Off-road driving: Any damages caused while driving off-road or on unpaved roads is not covered by insurance.
- Personal belongings: Insurance is likely not to cover the loss or damage of personal belongings that are stolen or lost from the rental car.
What insurance policy is included with a car rental with Rental Center Crete?
At Rental Center Crete, we pride ourselves on offering the most comprehensive and transparent insurance package available. When you choose to rent a vehicle with us, you can rest easy knowing that there are no hidden costs or surprises during the car delivery process. Our Premium Insurance package provides you with complete protection during your rental period. From Collision Damage Waiver (CDW) to Theft Protection (TP) and Personal Accident Insurance (PAI), all of our coverages come with ZERO excess, ensuring that you are not required to pay any additional fees in the event of an accident, theft, or damage. We understand that accidents can happen, which is why our Full Collision Damage Waiver (FDW) and Wheels Under Side and Glass Insurance (WUG) coverages protect you from any damages to the underside of the vehicle, glass, tires, and engine. Your liability for death and bodily injuries is also covered up to €1,000,000 with our Public Liability Insurance (PL). Moreover, our Personal Accident Insurance (PAI) guarantees coverage for the passengers and driver in case of an accident, providing up to €1,000,000 for passengers and €15,000 for the driver. Best of all, there is no need for a credit card deposit during pick-up, and you won’t be asked to pay extra for additional insurances. Choose Rental Center Crete for a worry-free car rental experience that you can trust.
Educational / Liability Notice
The information provided in this post is for general informational purposes only and does not constitute legal, financial, or professional advice. The content herein aims to provide a general understanding of car rental insurance and its associated terms, and should not be considered as a comprehensive or personalised recommendation. You are responsible for making your own inquiries and seeking independent advice from a qualified professional before making any decisions or entering into any agreements related to car rental insurance. By using the information provided in this post, you agree to hold the author and publisher harmless and waive any claims or liabilities that may arise from any errors, omissions, or reliance on the information contained herein. It is your responsibility to stay informed about the most current laws and regulations applicable to your specific situation.
